SBA Loans

Government-Backed Capital to Launch or Expand

SBA loans are partly guaranteed by the U.S. Small Business Administration, which often means longer terms than conventional business loans. They can be used for acquisitions, equipment, real estate, and working capital. We help you understand which program fits and package your application for the lender.

✔ SBA 7(a), 504, and microloan programs

✔ Rates and terms are set by SBA rules and the lender, based on loan size, term, and credit

✔ Uses: real estate, equipment, payroll, inventory, or refinancing

✔ Usually best for established businesses; startups need a strong plan and more documentation

✔ We help package and guide your full SBA application

Let's get your business bankable. Broker, not a lender. Subject to lender and SBA approval.

Mini Checklist

Before you apply, check these basics:

Must be a U.S.-based business
✅ 2+ years in business OR strong business plan
✅ 650+ credit preferred (some programs lower)
✅ No recent bankruptcies or tax liens

FAQ Section

How long does SBA loan approval take?

It varies a lot by loan type, size, and lender. We'll give you a realistic estimate after we review your file.

Can I use SBA funds to buy a business or franchise?

Often, yes. SBA 7(a) loans are commonly used to buy existing businesses or franchise locations. We help you present your purchase plan to meet SBA guidelines.

What credit score do I need?

Each lender sets its own minimum. Many look for 650 or higher; a strong business profile and collateral can help.

Can I apply with a new business or startup?

Sometimes, with strong industry experience, a solid business plan, and some capital reserves. Startups usually face more questions and more documentation.

Can I use SBA funds to refinance high-interest debt?

In many cases, yes. SBA 7(a) loans can be used to refinance eligible business debt, such as credit cards or merchant cash advances, into longer-term payments, if the lender and SBA rules allow it.

Contact Us

100% remote. English o español.

We work by phone, WhatsApp, or video call. Trabajamos por teléfono, WhatsApp o videollamada.

Message us on WhatsApp

Blazestone Capital Holdings LLC

(516) 298-5532

Availability

Serving clients nationwide, 100% remote. Replies within 1 business day; calls by appointment, including evenings. Respondemos en 1 día hábil; llamadas con cita, también en la noche.